For homeowners in Suisun, dealing with PG&E's notoriously high and constantly climbing electricity rates is a constant financial pressure. The good news is that the area's ample sunshine makes solar a powerful solution. However, since PG&E shifted to the Net Billing (NEM 3.0) structure, the way to unlock real savings has changed, and it now requires including battery storage.
Benchmark Cost Analysis
Typical 2026 System Costs in Suisun, CA
A solar and battery system correctly sized for an average home in Suisun typically costs around $23,500 before incentives. The crucial next step is the 30% federal tax credit, which reduces your out-of-pocket cost to approximately $16,450.
While it's possible to install just solar panels for a lower net cost of about $8,050, this path is not recommended. Without a battery, your savings under PG&E's NEM 3.0 will be minimal, and the payback period will stretch on indefinitely.
Incentives & Tax Credits
Maximizing Your Savings with Tax Credits
The single most important incentive is the federal Residential Clean Energy Credit. This provides a dollar-for-dollar reduction on your federal income taxes equal to 30% of the total project cost. For a standard $23,500 installation, that means a direct $7,050 credit back in your pocket.
California also helps by making your solar system exempt from property taxes. You get the value of the home improvement without the tax burden that usually comes with it.
Net Metering: Pacific Gas & Electric (PG&E)
NEM 3.0 (2023)
Critical 🔋
How PG&E's Net Billing (NEM 3.0) Forces the Need for Batteries
PG&E's Net Billing Tariff is the defining rule for solar in Northern California. Under this policy, any excess solar energy you export to the grid is purchased by PG&E for a fraction of what they charge you. The export rate is based on the 'Avoided Cost Calculator,' which often works out to just 5-8 cents per kWh. When you have to buy that power back after sunset for 30-45 cents, the financial loss is obvious. A battery solves this by letting you store and use 100% of your own solar production.
Projected Savings
Offsetting PG&E's Rates for Long-Term Savings
By using your stored battery power during the evening, you directly avoid PG&E's most expensive Time-of-Use rates. This self-consumption model is the key to savings under NEM 3.0. A typical family in Suisun can expect to save around $1,681 per year on electricity bills. This leads to a realistic payback period of about 9 to 10 years, after which the electricity your system generates is virtually free.