With Florida Power & Light Co electricity bills in Westchester often exceeding $217 a month, many homeowners are looking for ways to manage rising energy costs. The intense Florida sun makes rooftop solar a powerful tool for generating your own electricity. While the federal tax credit landscape has changed, strong state incentives and favorable utility policies keep solar a practical investment for reducing your monthly expenses long-term.
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Solar Panel System Cost in Westchester (2026)
For a typical home in the Westchester area, a 12.2 kW solar panel system costs approximately $27,450 before any incentives. This price reflects the full installation cost for a system designed to offset the majority of a standard household's electricity usage.
- Solar Only Price: $27,450
- System Size: 12.2 kW
- Est. Payback Period: 10.3 years
For homeowners prioritizing energy independence and backup power during outages, adding a home battery is an option. A 10 kWh battery typically adds around $15,000 to the total system cost, extending the financial payback period to about 14.8 years but providing crucial resilience, especially during hurricane season.
Incentives & Tax Credits
Florida's Solar Incentives for 2026
Even though the primary federal tax credit for residential solar is not available for systems placed in service in 2026, Florida provides significant state-level benefits that make solar financially attractive:
- Property Tax Exemption: This is a major benefit. Florida law prevents your property taxes from increasing due to the value added by a solar system. You get the home value boost without the tax bill that usually comes with it.
- Sales Tax Exemption: Solar panel systems and all related equipment are exempt from Florida's 6% state sales tax, which saves you a substantial amount on the initial purchase price.
These two state policies directly lower the financial barriers to going solar, supporting a strong return on investment driven by bill savings.
Net Metering: Florida Power & Light Co
Retail Net Metering
Optional
How Florida Power & Light Co Credits Your Solar Power
Westchester homeowners with solar connect to the grid under Florida Power & Light Co's net metering program. This policy is the engine behind solar savings. Here’s how it works: when your panels produce more electricity than your home is using, the excess power is sent to the grid. FPL credits your account for that energy at the full retail rate. You then use those credits to cover the cost of any electricity you pull from the grid at night or on cloudy days. This 1-for-1 swap makes your exported energy just as valuable as the energy you buy.
Projected Savings
Projected Bill Savings with Solar
Installing a 12.2 kW solar system is estimated to save a Westchester household around $2,256 in electricity costs in the first year alone. These savings come directly from producing your own power instead of buying it from Florida Power & Light Co. Over the 25+ year lifespan of the panels, these savings compound. If grid electricity becomes more expensive over time, the value of your rooftop-generated power increases, potentially shortening your payback period and improving your return on investment.