With average Florida Power & Light Co bills hitting nearly $218 in The Crossings, many homeowners are evaluating the cost of rooftop solar. The intense Florida sun and high demand for air conditioning make solar a practical way to reduce a significant monthly expense. In 2026, the financial equation relies heavily on state-level benefits and the system's ability to offset high utility rates, even without a federal tax credit.
Compare bill offset and incentives—open the calculator next.
Open calculatorBenchmark Cost Analysis
Estimated Solar System Cost in The Crossings (2026)
For a typical home in The Crossings, a 12.0 kW solar panel system is modeled to offset the majority of a $218 monthly electric bill. The estimated gross cost for a system of this size is $27,000.
- Solar Only Price: $27,000
- Solar + Battery Price: An additional $15,000 is estimated for a 10 kWh battery, bringing the total to around $42,000. A battery is optional and primarily adds value through backup power during outages, which is a key consideration during hurricane season.
These figures are based on a modeled cost of $2.25 per watt. The final price can vary based on equipment choice, roof complexity, and the installer selected.
Incentives & Tax Credits
Florida's Solar Incentives for 2026
While the 30% federal tax credit for homeowners is no longer available for systems installed in 2026, Florida offers powerful state-level incentives that make solar a strong investment:
- Property Tax Exemption: Florida law prevents your property taxes from increasing due to the value added by a solar system. You get the home value boost without the higher tax bill. This exemption is secured through 2037.
- Sales Tax Exemption: Solar panel systems and all related equipment are fully exempt from Florida's state sales tax, reducing the upfront purchase price.
These two state policies are the primary financial drivers that help shorten the payback period for homeowners in The Crossings.
Net Metering: Florida Power & Light Co
Retail Net Metering
Optional
Understanding FPL's Net Metering Program
Florida Power & Light Co offers a retail-rate net metering program, which is a significant benefit for solar owners. Here’s how it works: any excess electricity your panels generate during the day is sent to the grid. FPL credits your account for that energy at the full retail rate—the same price you pay for electricity you pull from the grid at night. This 1-for-1 credit structure ensures you get maximum value for every kilowatt-hour your system produces, directly reducing your monthly bill.
Projected Savings
How Much Can You Save with Solar?
A 12.0 kW solar system in The Crossings is projected to generate approximately $2,256 in electricity savings in the first year. This translates to a payback period of about 10.2 years. After the system has paid for itself, the energy it produces is essentially free for the life of the panels (typically 25-30 years).
These savings come directly from avoiding FPL's retail electricity rate of $0.16 per kWh. As utility rates potentially rise over time, the value of producing your own power increases, offering a hedge against future energy cost inflation. An owned solar system can also be an attractive feature for potential home buyers, possibly enhancing resale appeal.