How much can you really save with solar panels in Ojus in 2026?
With intense South Florida sun and average monthly electric bills from Florida Power & Light (FPL) approaching $200, many homeowners are looking for ways to lower their energy costs. Rooftop solar is a powerful option, but its financial return in 2026 hinges on the system's cost, FPL's net metering rules, and Florida's specific tax policies—especially now that the main federal tax credit has expired for new residential systems.
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2026 Solar Panel Installation Cost in Ojus
To offset a typical $196 monthly FPL bill, a 10.6 kW solar system is a common size. In early 2026, the estimated upfront cost for a system like this is $23,850.
This price reflects Florida's sales tax exemption on solar equipment, which provides an immediate discount of over $1,400. Since there is no federal income tax credit available for systems installed in 2026, this $23,850 figure represents the net cost to the homeowner. An owned solar system may also support resale appeal, which is a key consideration in the competitive Miami-Dade real estate market.
Adding Battery Storage for Storm Season
For homeowners concerned about power outages during hurricane season, adding a 10 kWh battery is an option. This increases the total system cost to around $38,850. While a battery extends the payback period to over 15 years, it ensures you have backup power for critical needs when the grid goes down, a valuable feature in South Florida.
Incentives & Tax Credits
Key Florida Solar Incentives for 2026
Even without a federal tax credit, Florida offers powerful incentives that make solar financially viable for Ojus homeowners.
- Property Tax Exemption: This is the most significant long-term benefit. Florida law prevents your property taxes from increasing due to the value added by a solar installation. You can improve your home's value and energy efficiency without facing a higher tax bill. This benefit is in place until at least 2037.
- Sales Tax Exemption: You will not pay Florida's 6% sales tax on your solar panels and installation, reducing the upfront cost immediately.
- Net Metering: FPL's program provides bill credits for excess solar energy, which is crucial for achieving a fast payback.
Net Metering: Florida Power & Light Co
Retail Net Metering
Optional
How FPL's Net Metering Program Works
Florida Power & Light offers a retail-rate net metering program, which is a major advantage for solar owners. When your panels produce more electricity than your home is using, the surplus power flows to the grid. FPL gives you a one-to-one credit for every kilowatt-hour (kWh) you export.
This means the 1 kWh you send to the grid in the afternoon is worth the same as the 1 kWh you pull from the grid at night. This simple, transparent policy maximizes the value of your solar production and is the primary driver behind the strong estimated savings and 10.2-year payback period.
Projected Savings
Projected Savings with Rooftop Solar
A 10.6 kW solar installation in Ojus is modeled to save a homeowner approximately $1,994 in the first year alone. Based on the system cost and FPL's current rates, the estimated time to recoup the initial investment (the payback period) is about 10.2 years.
After the system has paid for itself, the electricity it generates is essentially free for the remainder of its 25+ year lifespan. Furthermore, these savings are calculated using today's electricity prices. If FPL rates increase in the coming years, your savings will grow, providing a valuable hedge against energy cost inflation.