With heavy air conditioning use driving up Florida Power & Light bills, many homeowners in Boca Del Mar are evaluating the costs and benefits of rooftop solar in 2026. Abundant sunshine gives the area a natural advantage for solar production, but the financial outcome depends on system cost, state incentives, and FPL's rules for crediting your excess power.
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Open calculatorBenchmark Cost Analysis
2026 Solar System Costs in Boca Del Mar
For a typical home in the Boca Del Mar area, a 12.0 kW solar system is sized to offset the average electricity bill. The estimated installed cost for a system of this size in early 2026 is around $27,000.
- Solar-Only System (12.0 kW): $27,000
- Solar + Battery System (12.0 kW with 10 kWh battery): $42,000
These prices reflect the market after the expiration of the default federal 25D tax credit. A battery adds upfront cost but provides valuable backup power during grid outages, a significant consideration during Florida's storm season.
Incentives & Tax Credits
Florida's Solar Incentives for 2026
While the federal tax credit for homeowners is no longer a primary driver, Florida offers powerful state-level financial advantages that make solar a practical investment.
- Property Tax Exemption: This is a major benefit. Florida law prevents the assessed value of your home from increasing due to the addition of a solar system. You get the home value boost without the higher property tax bill.
- Sales Tax Exemption: All solar panel and equipment purchases are exempt from Florida's state sales tax, reducing the initial cost of your system by thousands of dollars.
- Enhanced Resale Appeal: An owned solar system can be an attractive feature for potential buyers, differentiating your home in the market and potentially adding to its resale value.
Net Metering: Florida Power & Light Co
Retail Net Metering
Optional
How FPL's Net Metering Works
Florida Power & Light operates under a retail-rate net metering program. This is a simple and favorable structure for solar owners. When your panels produce more electricity than your home is using, the excess power is sent to the grid. FPL gives you a full credit for every kilowatt-hour (kWh) you export. These credits are then used to offset the cost of electricity you pull from the grid at night or on cloudy days, ensuring you get maximum value from your system's production.
Projected Savings
Projected FPL Bill Savings
A 12.0 kW solar system is modeled to generate approximately $2,256 in electricity savings in its first year. Based on the system cost, this results in a payback period of about 10.2 years.
These savings are calculated by offsetting power you would otherwise buy from Florida Power & Light at their rate of $0.16 per kWh. One of the key long-term benefits of solar is protecting your budget from future utility rate increases. If grid electricity becomes more expensive over time, the value of the energy your panels produce increases, potentially improving the return on your investment.