Is Rooftop Solar a Smart Investment in Georgetown in 2026?
For homeowners in Georgetown, a city known for its commitment to renewable energy, the financial case for rooftop solar has shifted. With major tax credits gone, the focus is now squarely on direct bill reduction and long-term energy control. Given the dynamics of the Texas electricity market, where exported solar power is worth significantly less than grid power, the strategy is to use as much of your own generated energy as possible. This makes understanding your potential savings the first step in evaluating a solar investment.
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2026 Solar Installation Costs in Georgetown
The investment required to achieve these savings depends on the system you choose. For a home with an average electricity bill of around $159/month, here are the estimated costs for 2026:
- Solar-Only System (9.6 kW): An estimated upfront cost of $24,000. This system is designed to cover a significant portion of the home's daytime electricity needs.
- Solar + Battery System (9.6 kW with 10 kWh battery): The total estimated cost is $39,000. This investment not only generates power but also stores it, which is key to improving the system's overall financial performance.
Incentives & Tax Credits
Key Financial Incentive: Texas Property Tax Exemption
Even without federal or state tax credits, Georgetown homeowners have a significant financial tool at their disposal. Texas state law allows for a 100% property tax exemption on the value added by a solar energy system.
This means you can install a $24,000 or $39,000 asset on your home that can increase its appeal, but your property taxes will not go up as a result. This ongoing tax benefit is a core part of the value proposition for owning solar in Texas. You will need to file a specific form with the Williamson County Appraisal District to secure the exemption.
Net Metering: Address-specific utility or retail electricity plan
Limited Export Credit
Optional
Why Export Rates Matter in Georgetown
Georgetown is part of the deregulated Texas energy market. There is no state-mandated 'net metering' that credits you the full retail rate for your exported solar power. Instead, your Retail Electricity Provider (REP) determines the buyback rate, which is often just a fraction of the retail price.
This model assumes an export rate of just $0.0397/kWh. When you compare that to the purchase price of $0.1587/kWh, it's clear why selling power back is not the primary goal. The smartest financial strategy is to use your solar power directly or store it in a battery for later. This avoids selling low and buying high.
Projected Savings
How Solar Can Reduce Your Georgetown Electric Bill
In 2026, solar savings come from producing your own electricity to avoid buying it from the grid at about $0.16/kWh. The more you use yourself, the more you save. The numbers show a clear advantage when adding storage.
- A 9.6 kW solar-only system is modeled to save a Georgetown homeowner approximately $1,074 per year, with an estimated payback period of 19.2 years.
- By adding a 10 kWh battery, the system can store daytime excess power for evening use. This boosts annual savings to $1,664 and improves the payback period to 17.7 years.
The battery turns low-value exported energy into high-value self-consumed energy, directly improving the return on investment. An owned solar system can also be a useful long-term home-value feature, adding to its appeal beyond the monthly bill savings.